Lay-Buy makes it easy for you to buy the items that you want by paying for them via a down payment and up to three monthly installments.
AFFORDABLE: Our calculator allows you to select the down payment amount you can afford today and the amount of months you need to pay off your items.
CONVENIENCE: Payments are automatically setup to occur monthly, no need to worry about paying on time.
FLEXIBLE: If you want to pay it off early to into your Paypal profile and go to automatic payments.
CHOICE: The buyer gets to select the down-payment % they wish to pay immediately, and how many months they want the Lay-Buy to run for. We require minimum 20% down and maximum 3 months to pay.
5 SIMPLE STEPS
Select Lay-Buy payment option at checkout.
2. CHOOSE YOUR PLAN
Payment calculator makes it easy for you to set up your own payment plan.
3. PAY DOWN-PAYMENT ONLY
Pay only down-payment portion amount.
4. SCHEDULED PAYMENTS
Payments are then processed on the scheduled date YOU set.
5. RECEIVE MERCHANDISE
Sit back and wait for your items to arrive.
*Laybuy requires minimum 20% down with a maximum of 3 months to pay. Cancelations are aloud within the 30 day cancelation period. All cancelations have a $10 or 20% cancellation fee subtracted from the deposit or payments. Orders not paid in full, without notice by the last payment date will be canceled and a nonpayment fee of $10 or 20% of the total order (whichever is greater) will be deducted from the amount paid. Any amount over the nonpayment fee will be refunded. Sunflower Bottoms LLC does not change interest for Laybuy payment plans. Laybuy charges a 1.9% admin fee at the time of down payment in a seperate transaction.
Sezzle- All sezzle payments and arrangements are made directly with sezzle. If you need to make any changes for the payment plan you will need to contact them directly. Any cancllations, change of address or any other changes to your order need to be done with us.Cancelations are aloud within the 30 day cancelation period. All cancelations have a $10 or 20% cancellation fee